Certified Mortgage Advisor in Fullerton, Orange County CA
Simplify Your Home Loan Today
Hi! I’m Diane Luongo-Gazich, a Certified Mortgage Advisor with C2 Financial Corporation, and I’m here to make your mortgage journey as smooth and stress-free as possible. With over 30 years of experience, I know how important it is to feel confident about your financial decisions. Whether you’re buying your first home, refinancing, or investing, I’ll work with you to find the perfect mortgage solution that fits your goals. NMLS #281464 DRE: 01171919
Simplify Your Home Loan Today
Mortgages Made Simple
Comprehensive Loan Consultation
Expert advice and guidance on a wide range of loan options to ensure informed financial decisions.
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Find the perfect mortgage for your new home. Whether it's your first property or an investment, I'll guide you to the best loan options available.
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Our Clients' Journeys to Homeownership
Real Experiences, Real Results
We take pride in guiding our clients through their unique home financing journeys. Their heartfelt stories reflect our commitment to personalized service and successful outcomes. Read their experiences to see how we've assisted them in achieving their homeownership dreams
It was a pleasure working with Diane for the first time! As a listing agent and a brokerage owner, I was impressed with how smoothly this transaction went. I have worked with numerous mortgage brokers, and not all of them stay on top of what needs to be done. Diane met every deadline and closed exactly on time, requiring minimal back-and-forth. It was a notably easy process – I never had to chase her for anything. While I was the listing agent and didn't choose her directly, her efficiency and professionalism would make me comfortable having buyers work with her in the future.
Read moreMeri Rama
8 days ago
Wonderful service! Makes house buying easy. I will be using Diane again and again ❤️
Read morejessica wong
19 days ago
Collaborating with Diane was an absolute pleasure! As a real estate agent, I was impressed by how seamlessly she worked with both our team and her long-time clients in Whittier during this transaction. She knew exactly when to jump in to help move things along, and her communication was consistently responsive and clear throughout the process. Even with some unique circumstances that extended our timeline, Diane got everything done efficiently once we were back in escrow – closing in just 21 days. She met every deadline and was always there when we needed support to bring the file to closing. Having now seen how well she works with her clients and handles timelines, I'd definitely recommend Diane to other buyers looking for a responsive, deadline-driven lender in California. Her expertise and attention to detail make her the perfect choice for anyone seeking a reliable and professional mortgage broker.
Read moreLupita Cazares
1 month ago
I was amazed at how easily Diane handled my mortgage! As a business owner with a complicated financial profile, she navigated my intertwined business and personal finances effortlessly. Between my S-Corp business, stock investments, and rental properties, other mortgage brokers have struggled or even denied me – but Diane never made it seem like a concern. Everything during the process to obtain my jumbo loan was streamlined and simple. Unlike other mortgage lenders who just give you a portal and checklist to figure out yourself, Diane handled everything personally. I'd email her documents, and she'd take care of the rest. She also educated me about the mortgage market, explaining how mortgage rates relate to 10-year bonds and advising us on timing around the election, which saved us about half a point on our rate. After working with her on a previous offer that didn't pan out, I immediately called her for this property in Whittier, CA, because she was so great to work with. She already had all my information ready to go, making the process incredibly smooth. I'll definitely use her again when it's time to refinance next year.
Read moreVince Cordova
1 month ago
Diane was by far the most efficient mortgage broker we've worked with in California. My husband's schedule is pretty busy, and we needed someone who could process information quickly while still explaining everything step by step for us. Her communication was fantastic. She walked us through the whole mortgage process and communicated exactly what documents we needed while helping us understand the current market conditions. Not only was she always available for questions, but she could explain mortgage concepts on a higher level than other lenders I've worked with. Her knowledge is just incredible - and despite the challenging market - she secured us a great mortgage rate. The experience was so smooth that we're already planning to use her again for refinancing in six months. The whole mortgage process was just easier and more straightforward than my past experiences, and I wouldn't hesitate to recommend her to anyone in the Whittier, CA area.
Read moreDenise Cordova
1 month ago
Diane Gazich is a mortgage broker with an amazing ability to secure home loans quickly - we closed three days ahead of our already tight 25-day timeline!! I was impressed with how she went beyond just handling the business side to help resolve issues that came up during our transaction. She was willing to get personally involved to work through any problems and make things happen faster. Based on this experience, I'll definitely keep Diane on my list of trusted mortgage brokers.
Read moreJoy Olea Realtor
1 month ago
Tailored Mortgage Solutions for Every Need.
Explore Our Wide Range of Home Loan Programs to Fit Your Goals
Whether you're a first-time homebuyer, refinancing your current home, or investing in property, we offer customized mortgage solutions designed to meet your unique needs. From Conventional and FHA Loans to Jumbo and Non-QM Products, we’ll help you find the right loan option to achieve your financial goals.
First-Time Homebuyer / DPA Loans
Take the first step toward homeownership with First-Time Homebuyer Loans and Down Payment Assistance (DPA) Programs. Whether you’re new to buying a home or need help with upfront costs, we offer affordable mortgage solutions designed to make buying your dream home easier.
Conventional Loans
Discover flexible and affordable financing with Conventional Loans. Ideal for homebuyers and refinancers, these loans offer low down payment options, competitive interest rates, and the ability to avoid private mortgage insurance (PMI) with 20% down.
FHA Home Loan
Make homeownership more accessible with FHA Loans—perfect for first-time buyers and those with lower credit scores. Enjoy low down payments starting at 3.5%, flexible requirements, and government-backed security.
VA Home Loans
VA Home Loans provide veterans, active-duty service members, and eligible spouses with exclusive benefits, including no down payment, no PMI, and low interest rates. Whether you’re buying a home, refinancing, or using home equity, VA Loans offer flexible, affordable options.
Jumbo Loans
Finance your luxury home or high-value property with our Jumbo Loan Programs. With loan amounts above conforming limits, competitive rates, and flexible terms, we make it easy to purchase your dream home in high-cost areas.
Personalized Mortgage Solutions / Self employed
Self-employed? No problem. We offer Personalized Mortgage Solutions designed for self-employed borrowers who need flexible income verification options, such as Bank Statement Loans or Non-QM Loans to secure financing without traditional documentation.
Non-Qualified Mortgage (NQM) Loans
For buyers with non-traditional income or unique financial situations, Non-QM Loans provide flexible financing options. These loans are perfect for self-employed borrowers, investors, and those with credit challenges who don’t meet traditional mortgage criteria.
Bank Statement Loans
Designed for self-employed borrowers, Bank Statement Loans use bank deposits rather than tax returns to verify income, making it easier to qualify for a mortgage. Flexible and tailored for entrepreneurs, freelancers, and independent contractors.
Investment Property Financing
Grow your real estate portfolio with Investment Property Financing. Whether you’re purchasing your first rental property or adding to your investments, we offer competitive loan options with flexible terms to meet your goals.
ITIN Loans
Homeownership is possible even without a Social Security Number. ITIN Loans are designed for borrowers with Individual Taxpayer Identification Numbers, offering flexible qualification standards and competitive rates to help you secure your home.
Refinance Options
Lower your monthly payments, reduce your interest rates, or access your home equity with our Refinance Options. Whether you're looking to save money or finance a big project, we’ll help you find the best solution.
HELOC | Home Equity Line of Credit
Access your home’s equity with a HELOC (Home Equity Line of Credit). Use your funds for renovations, debt consolidation, or unexpected expenses—all with flexible repayment options and competitive rates.
Renovation and Construction Loans
Build or renovate your dream home with our Renovation and Construction Loans. Whether you’re starting from the ground up or making improvements to your current property, we offer flexible financing to make your vision a reality.
USDA Loans
Buy a home in eligible rural and suburban areas with USDA Loans, offering zero down payment, low interest rates, and affordable mortgage options for low-to-moderate-income borrowers.
Adjustable-Rate Mortgages
Get lower initial payments with Adjustable-Rate Mortgages (ARMs). Ideal for buyers who plan to sell or refinance within a few years, ARMs provide flexible terms and lower introductory rates to fit your short-term goals.
A Team You Can Count On
You don’t have to figure it all out alone. I work closely with a trusted network of professionals to make every step seamless:
Trust Attorneys – Protecting your legacy and estate.
Realtors – Finding the right property for you.
CPA Tax Preparers – Keeping your finances organized and optimized.
Financial Advisors – Aligning your mortgage plan with long-term goals.
Probate Attorneys – Handling complex legal processes with care.
Unlock Your Dream Home Today
Discover tailored mortgage solutions and expert real estate guidance in Orange County. Start your journey with Diane Luongo Gazich for seamless property transactions.
Ready to Start Your Mortgage Journey?
Have questions about mortgages, refinancing, or loan options? Fill out the form below, and I’ll get back to you quickly with expert advice tailored to your needs. Or feel free to reach out directly! 📞 Call or Text: 714-349-8890 📧 Email: [email protected]
Answers to Your Mortgage Questions—Made Simple!
Everything You Need to Know About Home Loans and Financing.
Whether you’re buying your first home, refinancing, or exploring loan options, we’re here to help! Check out our FAQs to get quick answers to common questions about mortgages, loan programs, and how we serve clients across California.
What areas does Diane Luongo Gazich serve?
What types of loans do you offer?
I offer a variety of loan options, including Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo Loans, HELOCs, Bank Statement Loans, and Non-QM Loans. Whether you’re a first-time homebuyer or refinancing, I have solutions to fit your needs.
Do you work with first-time homebuyers?
Absolutely! I specialize in helping first-time homebuyers navigate the mortgage process and offer Down Payment Assistance Programs to make homeownership more accessible.
Can you help self-employed borrowers?
Yes! I provide Bank Statement Loans and Non-QM Loans tailored for self-employed borrowers who may not have traditional income documentation.
What areas do you serve?
I proudly serve clients across California, including:
Orange County, CA – Brea, Tustin, Anaheim, Cypress, Newport Beach, Huntington Beach, Yorba Linda. Los Angeles County, CA – Santa Monica, Beverly Hills, Calabasas, Westlake Village. Riverside County, CA – San Bernardino, Riverside. San Diego, CA Ventura, CA Santa Barbara, CA Whittier, CA Fullerton, CA
How do I get started?
Getting started is easy! Contact me directly by phone or email, or fill out the form on my contact page, and I’ll guide you through the next steps.
What is the difference between Conventional and FHA Loans?
Conventional loans typically require higher credit scores and larger down payments, while FHA loans are government-backed and designed for buyers with lower credit scores or smaller down payments.
Do you offer refinancing options?
Yes! I offer refinancing options to help you lower monthly payments, reduce interest rates, or access your home’s equity.
What is a Jumbo Loan?
A Jumbo Loan is designed for higher-priced properties that exceed conventional loan limits, offering flexible financing solutions for luxury homes.
Can I qualify for a loan if I have an ITIN instead of a Social Security Number?
Yes, I offer ITIN Loans specifically for non-U.S. citizens with an Individual Taxpayer Identification Number.
How long does the mortgage process take?
The timeline can vary depending on the loan type and individual circumstances, but most loans typically close within 30–45 days. I’ll keep you informed throughout the entire process!