Diane Luongo Gazich - C2 Financial Corporation

Certified Mortgage Advisor in Fullerton, Orange County CA

Simplify Your Home Loan Today

Hi, I’m Diane Luongo-Gazich, a Certified Mortgage Advisor with C2 Financial Corporation. With 30+ years of experience, I’m here to make your mortgage journey smooth and stress-free. Whether buying your first home, refinancing, or investing, I’ll help you find the perfect mortgage solution. NMLS #281464 DRE: 01171919

Mortgages Made Simple

Comprehensive Loan Consultation

Comprehensive Loan Consultation

Have questions about the mortgage process? Let's have a conversation

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Find the perfect mortgage for your new home. Whether it's your first property or an investment, I'll guide you to the best loan options available.

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Email Diane for Expert Guidance!

[email protected]
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Our Clients' Journeys to Homeownership

Real Experiences, Real Results

We take pride in guiding our clients through their unique home financing journeys. Their heartfelt stories reflect our commitment to personalized service and successful outcomes. Read their experiences to see how we've assisted them in achieving their homeownership dreams

This wasn't my first mortgage, but after this experience, I'd absolutely work with Diane again. What really stood out was her communication and honesty. She kept us informed every step of the way, providing valuable analysis and insight about mortgage trends. You can tell Diane is an experienced mortgage broker to know in Whittier by the way she broke down the market conditions for us. All in all, this was a very smooth home-buying experience - she got our conventional loan approved right away, and we were able to purchase without any delays. You can tell she genuinely wants the best for her clients. Even with current market conditions, she worked hard to get us the best interest rate deal possible. I trust her completely and will definitely use her again when it's time to refinance. If you're looking for a mortgage broker who's knowledgeable, honest, and keeps you in the loop, I'd highly recommend working with Diane.

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Marco Lozano

Marco Lozano

1 month ago

I've had the privilege of working with Diane and her commitment to excellence is unmatched. As a mortgage broker they consistently deliver reliable, high-quality work with professionalism. I meet with Diane often and can personally attest to their dedication to customer satisfaction and pride in their craft. If you need a mortgage broker you can rely on, look no further. Highly recommend!

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George Czarnick

George Czarnick

1 month ago

Diane was amazing as always. Profession, on top of all questions, and extremely knowledgeable. Diane is the best

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Brad Kerr

Brad Kerr

1 month ago

Diane and her team were great. They got me pre-approved quickly and were patient with me during my home search journey of two years.

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cynthia duran

cynthia duran

1 month ago

Been working with Diane for 14 years. Does a grear job for me

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Shu Todoroki

Shu Todoroki

1 month ago

Ron Markham

Ron Markham

1 month ago

Tailored Mortgage Solutions for Every Need.

Explore Our Wide Range of Home Loan Programs to Fit Your Goals

Whether you're a first-time homebuyer, refinancing your current home, or investing in property, we offer customized mortgage solutions designed to meet your unique needs. From Conventional and FHA Loans to Jumbo and Non-QM Products, we’ll help you find the right loan option to achieve your financial goals.
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First-Time Homebuyer / DPA Loans

Take the first step toward homeownership with First-Time Homebuyer Loans and Down Payment Assistance (DPA) Programs. Whether you’re new to buying a home or need help with upfront costs, we offer affordable mortgage solutions designed to make buying your dream home easier.

Conventional Loans

Conventional Loans

Discover flexible and affordable financing with Conventional Loans. Ideal for homebuyers and refinancers, these loans offer low down payment options, competitive interest rates, and the ability to avoid private mortgage insurance (PMI) with 20% down.

FHA Home Loan

FHA Home Loan

Make homeownership more accessible with FHA Loans—perfect for first-time buyers and those with lower credit scores. Enjoy low down payments starting at 3.5%, flexible requirements, and government-backed security.

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VA Home Loans

VA Home Loans provide veterans, active-duty service members, and eligible spouses with exclusive benefits, including no down payment, no PMI, and low interest rates. Whether you’re buying a home, refinancing, or using home equity, VA Loans offer flexible, affordable options.

Beachfront Living

Jumbo Loans

Finance your luxury home or high-value property with our Jumbo Loan Programs. With loan amounts above conforming limits, competitive rates, and flexible terms, we make it easy to purchase your dream home in high-cost areas.

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Personalized Mortgage Solutions / Self employed

Self-employed? No problem. We offer Personalized Mortgage Solutions designed for self-employed borrowers who need flexible income verification options, such as Bank Statement Loans or Non-QM Loans to secure financing without traditional documentation.

New Beginnings

Non-Qualified Mortgage (NQM) Loans

For buyers with non-traditional income or unique financial situations, Non-QM Loans provide flexible financing options. These loans are perfect for self-employed borrowers, investors, and those with credit challenges who don’t meet traditional mortgage criteria.

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Bank Statement Loans

Designed for self-employed borrowers, Bank Statement Loans use bank deposits rather than tax returns to verify income, making it easier to qualify for a mortgage. Flexible and tailored for entrepreneurs, freelancers, and independent contractors.

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Investment Property Financing

Grow your real estate portfolio with Investment Property Financing. Whether you’re purchasing your first rental property or adding to your investments, we offer competitive loan options with flexible terms to meet your goals.

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ITIN Loans

Homeownership is possible even without a Social Security Number. ITIN Loans are designed for borrowers with Individual Taxpayer Identification Numbers, offering flexible qualification standards and competitive rates to help you secure your home.

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Refinance Options

Lower your monthly payments, reduce your interest rates, or access your home equity with our Refinance Options. Whether you're looking to save money or finance a big project, we’ll help you find the best solution.

All our hopes and dreams will someday come true

HELOC | Home Equity Line of Credit

Access your home’s equity with a HELOC (Home Equity Line of Credit). Use your funds for renovations, debt consolidation, or unexpected expenses—all with flexible repayment options and competitive rates.

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Renovation and Construction Loans

Build or renovate your dream home with our Renovation and Construction Loans. Whether you’re starting from the ground up or making improvements to your current property, we offer flexible financing to make your vision a reality.

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USDA Loans

Buy a home in eligible rural and suburban areas with USDA Loans, offering zero down payment, low interest rates, and affordable mortgage options for low-to-moderate-income borrowers.

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Adjustable-Rate Mortgages

Get lower initial payments with Adjustable-Rate Mortgages (ARMs). Ideal for buyers who plan to sell or refinance within a few years, ARMs provide flexible terms and lower introductory rates to fit your short-term goals.

A Team You Can Count On

You don’t have to figure it all out alone. I work closely with a trusted network of professionals to make every step seamless:

Trust Attorneys – Protecting your legacy and estate.
Realtors – Finding the right property for you.
CPA Tax Preparers – Keeping your finances organized and optimized.
Financial Advisors – Aligning your mortgage plan with long-term goals.
Probate Attorneys – Handling complex legal processes with care.
 

[email protected]
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Unlock Your Dream Home Today

Discover tailored mortgage solutions and expert real estate guidance in Orange County. Start your journey with Diane Luongo Gazich for seamless property transactions.

Ready to Start Your Mortgage Journey?

Have questions about mortgages, refinancing, or loan options? Fill out the form below, and I’ll get back to you quickly with expert advice tailored to your needs. Or feel free to reach out directly! 📞 Call or Text: 714-349-8890 📧 Email: [email protected]

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Answers to Your Mortgage Questions—Made Simple!

Everything You Need to Know About Home Loans and Financing.

Whether you’re buying your first home, refinancing, or exploring loan options, we’re here to help! Check out our FAQs to get quick answers to common questions about mortgages, loan programs, and how we serve clients across California.

What areas does Diane Luongo Gazich serve?

Diane serves clients in Fullerton and throughout Orange County, CA, offering expert mortgage advisory services to meet diverse client needs.

What types of loans do you offer?

I offer a variety of loan options, including Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo Loans, HELOCs, Bank Statement Loans, and Non-QM Loans. Whether you’re a first-time homebuyer or refinancing, I have solutions to fit your needs.

Do you work with first-time homebuyers?

Absolutely! I specialize in helping first-time homebuyers navigate the mortgage process and offer Down Payment Assistance Programs to make homeownership more accessible.

Can you help self-employed borrowers?

Yes! I provide Bank Statement Loans and Non-QM Loans tailored for self-employed borrowers who may not have traditional income documentation.

What areas do you serve?

I proudly serve clients across California, including:

Orange County, CA – Brea, Tustin, Anaheim, Cypress, Newport Beach, Huntington Beach, Yorba Linda. Los Angeles County, CA – Santa Monica, Beverly Hills, Calabasas, Westlake Village. Riverside County, CA – San Bernardino, Riverside. San Diego, CA Ventura, CA Santa Barbara, CA Whittier, CA Fullerton, CA

How do I get started?

Getting started is easy! Contact me directly by phone or email, or fill out the form on my contact page, and I’ll guide you through the next steps.

What is the difference between Conventional and FHA Loans?

Conventional loans typically require higher credit scores and larger down payments, while FHA loans are government-backed and designed for buyers with lower credit scores or smaller down payments.

Do you offer refinancing options?

Yes! I offer refinancing options to help you lower monthly payments, reduce interest rates, or access your home’s equity.

What is a Jumbo Loan?

A Jumbo Loan is designed for higher-priced properties that exceed conventional loan limits, offering flexible financing solutions for luxury homes.

Can I qualify for a loan if I have an ITIN instead of a Social Security Number?

Yes, I offer ITIN Loans specifically for non-U.S. citizens with an Individual Taxpayer Identification Number.

How long does the mortgage process take?

The timeline can vary depending on the loan type and individual circumstances, but most loans typically close within 30–45 days. I’ll keep you informed throughout the entire process!